Consolidating private student loan fixed rate buy double your dating
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But, if you are going to be paying your loan for a long time, a fee may be worth paying.
This is particularly important if you have Federal loans.
Don’t refinance Federal loans unless you are very comfortable with your ability to repay.
Think hard about the chances you won’t be able to make payments for a few months.
Once you refinance, you may lose flexible Federal payment options that can help you if you genuinely can’t afford the payments you have today.
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